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Live Near Burbank and Need Help with Bills? I know how it is. Times are tough out there.
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And she thinks she is entitled if not from her El reno ok pussy. Swinging. parents and grandmother, then from you. The problem is no one has helped her make good choices and she keeps making the same mistakes. Unfortunately, you are NOT the person to teach her, even though you have your act together, because at this point, anything you say is going to sound critical or accusatory. Here's what you do: Tell her that you pay for her to attend a credit counseling course (I strongly suggest Ramsey's 13-week course, but there are others. If you go to his website, , you can locate classes everywhere in Seattle there's 95 classes in the next few weeks within 50 of central Seattle, alone). She needs to go to the classes, not just listen to the CDs or read the book the classes are powerful, she's surrounded by people in the same mess that she's in, and she gets support for doing what she needs to do from an objective third could offer to go with her, but from what you've said here, you should be teaching/facilitating the class, not going to it! I say that Ramsey is an avowed, and there are some Biblical references here and there in the class and materials, but it is not overwhelming or intimidating. If this is an issue that would cause her not to hear the financial message, then there are other credit counseling courses. I think it's fair to tell her that you've worked and sacrificed to get to where you are, and she is your GF, not a case. By offering to send her to credit counseling school, you are teaching her to fish, not giving her a fish sandwich. It then becomes up to her to decide to trade her car in for a less-expensive model, to build up an emergency fund, perhaps find a second job, etc. You can support her by helping her make up a budget to get herself out of debt, helping her find a decent used car, etc., etc. Her feeling of accomplishment and self-respect be SO much higher when she does it herself, instead of relying on her family yet again to bail her out. ($ a month car payment for years?!?! Jaysus ) And kudos to you for refusing to be sucked in to the enabler role. I know she doesn't appreciate your stand now but I she has enough character to appreciate it later. Tweet
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